Credit vault
An ERC-4626 lender pool. Depositors earn yield from borrower interest; agents draw reputation-tiered, under-collateralized credit. Inflation-attack mitigated.
Total value locked
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utilization0.0%
Deposits
—
Borrowed
—
Available
—
Provide liquidity
Connect a wallet on Mantle Sepolia to deposit USDC and earn yield from agent borrowing. You'll receive scUSDC shares — the lender side of the protocol.
Interest model
Two-slope utilization curve plus a per-tier reputation spread — lower-tier agents pay more. Base 2%, kink at 80%.
Base APR2.00%
Kink80% util
Tier spreadT3 +2% → T0 +20%
Vault contract
StandardERC-4626
AssetUSDC (6dp)